Underwriting decisions improve when submissions arrive ready to evaluate — not ready to sort.
Every submission is cleared, enriched, and prioritized before it reaches an underwriter —Xceedance's underwriting specialists working with IAN, our agentic ecosystem, and the systems behind it.
See IAN in action
Underwriting slows down before underwriting starts
Submissions arrive incomplete, inconsistent, and in a different shape every time. Clearing and gathering data eats up the hours that should go to evaluating risk.
Submission
Clearance
- Manual
Data Gathering
- Manual
Exposure Review
Prioritization
Underwriter
Data Gathering and Exposure Review are the two manual steps — chasing missing documents and cross-checking exposure data by hand. Every other handoff waits on them.
From submission to underwriting-ready, in six steps
Less time gathering. More time evaluating.
Submission Arrives
Submission is logged, assigned a task ID, and routed by line of business.
IAN Intake Agent
Filters non-actionable items, identifies the line of business, and queues the submission.
IAN Extraction Agent
Extracts insured, exposure, limits, and classification data from submission documents.
IAN Clearance Agent
Checks for duplicates, broker-of-record conflicts, sanctions, and named-insured matches.
IAN Triage Agent
Applies appetite rules, validates the submission, and routes cleared, referred, or blocked risks.
Clear to Quote
The complete submission package is updated in the underwriting system and routed for evaluation.
One model. Three layers.
Systems hold the record. IAN agents do the repetitive work — the two manual steps above. Underwriters decide.
IAN
Agentic Layer
Submission, triage, exposure intelligence, clearance agents
What improves for you
Faster risk evaluation
Fewer intake bottlenecks
Consistent decisions
Standardized workflow, every submission
Human accountability
Experts decide, every time
Better underwriting readiness
Cleaner risk data before review
More underwriting capacity
Less time on administrative intake
Underwriting starts with better intake
Explore Our Success Stories
Systems execute. Agents orchestrate. Experts decide.